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Legal Documents Available On Your Computer
By Elizabeth Altomare Published: 11/02/2009
Listen you know you can get almost anything you want on the internet. Everything from Kobe beef steaks to Babe Ruth collector baseball cards. And of course you can get all the legal documents you think you will ever need. However, some legal work is not cut out for online consultation.
You have probably heard of a living trust. You perhaps receive direct mail from attorneys promoting their estate planning seminars. Today those estate planning lawyers compete with websites offering estate planning kits in a box for under one hundred dollars. Why pay seven hundred and fifty dollars to have a lawyer do what in can do for under a hundred some say as they click the submit to order button.
Probate can take from six months to in some cases two years to complete. There are legal fees involved and also court costs. And realize that even if you have a will your estate will have to go through the probate process. So your best plan is to prepare a living trust.
Reconsider going online to save money on an estate plan. Your heirs will thank you it is time to claim the part of your estate you want them to receive.
If you needed heart surgery would you go to the book store and buy on self surgery with a scalpel included on the back page? No. You would hire a medical professional to perform the surgery. So too you need to hire a legal professional to prepare your living trust.
In some cases when wanting to do something good the deceased trust does something bad. For instance the beneficiary might have a handicap and is receiving government aid. If that person owns more than the government limit then he or she has to forfeit the government aid. Not knowing this, the person filling in the form leaves part of his or her estate to the handicap person who now has more money than allowed by the government and cannot receive public assistance.
Do you have a taxable estate? Do you know what a taxable estate is? The law in this area changes regularly and you need an expert to help keep you up on this area of law. If your estate is subject to estate tax, there are ways to help your heirs from having to part with your estate to pay the government the taxes they demand. One way is to have a life insurance trust in place. You need a lawyer and a life insurance agent to work on this for you.
One of the most important steps people leave out is moving their possessions like their real estate into their trust. A living trust is a legal document only when it is prepared correctly and your estate is properly transferred into the trust itself.
Without the correct preparation and transfer of property to the estate the living trust is only a piece of paper not a legal document. Yes, it costs money to hire an attorney to prepare your estate plan. But in the end it will actually save your heirs time and money when it is time for them to take possession of what you intend them to receive at the time of your passing. And you will have peace of mind now knowing your estate plan is in order.