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The Ultimate Retirement Income Security
By Gary A. Mitchell Published: 09/08/2009
You're probably either retired or planning for retirement if you're reading this article. You've lived long enough to know that income security, sufficient enough to retire on, takes a lot of consistent planning.
Since its' October 2007 high, the stock market has lost 45% of its' value by February 2009. For those of us age 50 or more that means we've absorbed a $5 trillion loss. Unemployment has doubled for those over 50 in the last 16 months, housing prices have diminished by 20% and this means that many of us are delaying retirement.
The idea of security means different things to different people. Tony Robbins (famous motivational speaker) queried an interesting thought in a video. He asked us to consider who the happier person would be four years from now, a $5 million lotto winner or a person challenged by paralysis and chronic back pain sustained in a terrible accident.
His answer he claims is backed by statistics. "The person who sustained paralysis and back pain from the accident would probably be the happier person." The rational is that many people who win lotto tend to spend their money until it's gone. They are likely to lose perspective and find themselves in a very depressing set of circumstances. They often lack the discipline to manage the money they won in lotto.
Usually the person with paralysis and back pain will find that is it possible to make progress with physical therapy and it is in this progress that they find a sense of happiness.
The moral of the story is this; Progress Is Happiness! Tony Robbins tells us that it is a matter of perspective. No matter what we do happiness comes not from the end result but the process. Human nature is such that we are built for challenge.
So what brings us that sense of ultimate income security for retirement? It's Attitude! Knowing you can evoke changes in your life now that you have time and money to work with to improve you situation. Having the combination of time and money now that you're retired allows you to start a home business or make personal improvements for a better lifestyle.
Small changes can bring large results. Moderate exercise, working on dietary changes, reducing bad habits, working on personal improvements or deleting unnecessary expenses from your budget are small steps that if taken consistently can greatly improve the life experience.
Small improvements are easier to achieve and you're more likely to attempt doing them over big changes all at once. Ask yourself which would be better to have, better health or more money.
Think about it and be true to yourself. If you don't feel well, money isn't going to bring much joy. If you are planning for retirement or if these are your Golden Years, make a list of practical things you can do to improve your financial, physical and mental health.
There's never enough money it seems, but with a positive attitude you can influence the variables in life by improving your outlook. You want to get the most leverage out of the income you do have and a good outlook with a positive attitude can influence the quality of your lifestyle during this special time of life.
Visit http://www.RetirementSolutionsNow.com for ideas on starting a business or improving your retirement.